Travis Kelce’s relationship with pop icon Taylor Swift has captivated fans and the media alike, but sources suggest that the NFL star is approaching their romance with caution. Despite their undeniable chemistry and high-profile public appearances, Kelce is reportedly prioritising financial security before taking the next step in their relationship.

With both Kelce and Swift commanding immense wealth and global fame, a prenuptial agreement is seen as an essential measure to protect their assets if their relationship progresses to marriage. Kelce, who has an estimated net worth of $70 million, is dwarfed by Swift’s fortune, which places her in the billionaire club thanks to her music empire. Sources close to the couple indicate that careful legal planning is underway, should an engagement be imminent.

“This relationship is further along than Travis or Taylor publicly admit. They’ve considered themselves unofficially engaged for a while and are both 100 percent committed to spending the rest of their lives together and starting a family,” a source revealed to Life and Style. However, before any official engagement, the couple is said to be focused on securing a prenuptial agreement, a process complicated by the vast sums of money involved on both sides.

“The formalities are just their schedules and the logistics of a prenup, which takes time due to the large assets they both hold,” the source added.

Despite the buzz around their relationship, with fans speculating about a possible engagement, Kelce and Swift are reportedly keeping their focus on their respective careers. Kelce is currently helping the Kansas City Chiefs aim for a historic third consecutive Super Bowl win, while Swift is continuing her tour with dates in the U.S. and Canada through the end of the year.

Insiders emphasize that while the couple’s relationship is strong, they are acutely aware of the importance of protecting their brands and financial interests. For now, it seems, love takes a backseat to legal and financial planning.